Family Legacy & Estate Map
If something happened to you tomorrow, could your family find everything?
Most families can't. The accounts, the insurance, the passwords, the will — scattered across a dozen places only you know. LegacyLetter turns plain answers into the one document your family hands their executor, so nothing is lost.
Runs entirely in your browser. Nothing is uploaded or stored on a server.
How it works
Three steps to a document your family can actually use
Answer in plain English
A guided form walks you through twelve areas — accounts, insurance, property, debts, digital assets, your will and wishes. Skip anything that doesn't apply. It autosaves as you go.
Watch your map assemble
As you type, a clean, printable Family Legacy & Estate Map builds itself beside the form — organised the way a financial planner runs an estate intake.
Get your planning review
A deterministic review checks your map for the seven structural traps that quietly derail estates — missing beneficiaries, will-vs-designation conflicts, liquidity gaps — and tells you exactly what to fix.
Built to a real standard
Not a fill-in-the-blanks template. An estate intake.
The order of the sections, the questions asked, and the things flagged come from how a Certified Financial Planner actually maps an estate before a client dies — not a generic printout.
- Runs 100% in your browser — your answers never leave your device unless you print them.
- No account, no upload, no password vault to trust. You stay in control.
- We never ask for actual passwords or recovery phrases — only where they live.
- Print-ready, hand it to your executor or spouse, done.
The planning review
Seven traps that quietly derail estates
Each is a real structural mistake we see again and again. Your map is checked for every one, with a plain explanation of why it matters and what to do.
A designation on an RRSP or policy overrides whatever the will says. Most people never realise the two can disagree.
A blank designation sends a registered account into the estate — probate-exposed, taxed, and slow to reach family.
Adding a child to a deed passes the home outside the will and can trigger tax and creditor exposure no one intended.
A non-spouse beneficiary on an RRSP/RRIF means the whole balance is taxed on the final return — and the estate pays.
A will handles death; a Power of Attorney handles incapacity. Having one without the other leaves a dangerous gap.
Crypto and locked vaults with no recovery path are simply lost. Your executor needs to know where the keys are.
Questions
Common questions
Is this private? Where does my information go?
Everything runs in your browser. Your answers are kept only in your device's local storage so you can come back and finish later — they are never uploaded to us or anyone else. When you print, the file goes straight to your printer or PDF. We also never ask for your actual passwords or recovery phrases — only a note of where they live.
Is this a will, or legal advice?
No. LegacyLetter is an organising and education tool — it builds an inventory of where everything is and flags structural issues to discuss with a professional. It does not replace a will, a Power of Attorney, or advice from a lawyer or tax advisor. Every flag ends by telling you to confirm it with your advisor.
Is it built for Canada?
Yes. The accounts, terms and tax flags are Canadian — RRSP, RRIF, TFSA, RESP, LIRA, probate, and the beneficiary-vs-will rules that apply here. Amounts are shown in CAD. Much of the structure is useful anywhere, but the tax-specific flags assume Canadian rules.
What's free and what costs money?
Building your full Estate Map and seeing how many planning issues it found is free. For $24 (one time) you unlock the print-ready, watermark-free PDF plus the full planning review — every flagged issue explained, with what to do next — and a one-click way to email a copy to your spouse or executor.
Do I have to fill in everything at once?
No. Skip any section that doesn't apply, jump around, and come back later — your progress saves automatically on this device. A half-finished map is still far better than nothing in a drawer.
Give your family the map, not the search.
It takes about fifteen minutes and could save the people you love months of stress at the worst possible time.
Build your free Estate Map →